Symetra recently introduced SwiftTerm where everything is done online and coverage can be approved in 25 minutes. Run your own quote here.
Read the case study below to learn more
An advisor had a client with a 20 year term policy that was coming to an end. This meant the client needed new term coverage, but did not want to have to do an exam.
The advisor wanted to make sure the client didn't have to do an exam, and that the rates were fair since most quick issue term plans statistically have higher rates.
Symetra recently introduced SwiftTerm where everything is done online and coverage can be apporved in 25 mintues. The advisor ran rates on TBA.com and SwiftTerm was the fifth lowest rate, but the other four might require an exam. The advisor applied online through the website, filled in the basic application information and submitted to the carrier.
The client received an email shortly after the advisor submitted the application. She had to answer a few medical questions, and the policy was approved immediately. The client paid the premium with a credit card and within 25 minutes the coverage for the client was inforce.